Skip to main content
Home

Personal Checking Personal Checking

Eagle Bank offers checking accounts to fit your unique needs. Most of our accounts come with convenient features like Online Banking with Bill Pay, Mobile Banking with Remote Deposit and eStatements.

Review our accounts below, or give us a call and we will help you find the account that works best for you.

 

Checking Accounts:

  • LockEagle Secure Checking
    For customers interested in a checking account with added security features.
    Click to learn more.

    Eagle Bank offers a checking account for customers interested in added security features.1

    • Triple Bureau Credit File Monitoring - Providing daily monitoring and automated alerts of key changes to Equifax, Experian and TransUnion credit reports. Includes access to your credit score and 3-in-1 credit report. (Registration and activation required.)
    • Resolution Services - Toll-free access to a dedicated consumer fraud recovery specialist who can walk you through the process of reclaiming your identity.
    • Up to $10,000 Identity Fraud Expense Reimbursement Coverage22 - For expenses associated with clearing your name and repairing damaged credit should you fall victim to identity theft.
    • Online Identity Theft News Center - Resources to safeguard your identity.
    • Total Identity Monitoring - Monitoring over 1,000 non-credit databases where identity theft could be evident. (Registration and activation required.)
    • FREE Electronic Banking Package - Includes Online Banking, Online Bill Payment, eStatements4, Mobile Banking, Mobile Check Deposit, P2P Payments and 24-hour Telephone banking.
    • FREE Visa® Debit Card5
    • Only $25 Deposit to Open
    • No Minimum Balance Requirement
    • Unlimited Check Writing
    • Only $3.95 per month - Compare and Save!


    Bonus Features

    • Cellular Telephone Protection6 – Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad.
    • $10,000 Accidental Death and Dismemberment Insurance Policy7 – Receive up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
    • ATM Fee Reimbursement3 – Use any ATM, anywhere. Bring us the receipt and we’ll pay you back for non-network ATM fees.


    Courtesy Overdraft Privilege

    Courtesy Overdraft Privilege8 is an overdraft program designed to pay checks and electronic items that would otherwise be returned for insufficient funds. Talk to a Customer Service Representative about your options.

    Receive even more with Eagle Savings, click here to learn more.

    1. IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. IDProtect benefits are available to joint account holders (unless otherwise noted). Benefits are not available to a “signer” or “beneficiary” of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.
    2. Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
    3. ATM fee reimbursement limited to $20 per cycle. Present ATM receipts for reimbursement within 60 days of fee charge.
    4. Paper statements are optional for $3.00 per month.
    5. Replacement card fee may apply. See bank for details.
    6. Refer to Guide To Benefit for complete details of coverage.
    7. Plateau Insurance Company of Crossville, TN will be our Accidental Death & Dismemberment Insurance Underwriter.Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.
    8. The bank charges a fee of $29 for each overdraft. We do authorize and pay overdrafts for checks and other transactions made using your checking account, certain ACH transactions and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.


    Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

  • Dollar SignEagle Reward Checking
    Rewards you with MORE benefits and value.
    Click to learn more.

    Eagle Bank offers a checking account for customers interested in interest.

    • Earn Our Highest Checking Interest1-Qualifying is easy, just meet these minimum statement cycle requirements:
      • 16 Visa® Debit Card purchases that post and clear
      • One ACH auto debit or direct deposit that post and clear
      • Receive your statements electronically (eStatements)
      • Annual percentage Yield is subject to change.
    • ATM Fee Reimbursement2-Use any ATM, anywhere. Bring us the receipt and we'll pay you back for non-network ATM fees.
    • Disappearing Fee- Monthly fee of $3.95 gets reduced $0.25 for every debit card purchase. Make 16 or more purchases that post and clear during the statement cycle and the fee is eliminated!
    • FREE Electronic Banking Package - Includes Online Banking, Online Bill Payment, eStatements3, Mobile Banking, Mobile Check Deposit, P2P Payments and 24-hour Telephone banking.
    • FREE Visa® Debit Card4
    • Only $25 Deposit to Open
    • No Minimum Balance Requirement
    • Unlimited Check Writing


    Courtesy Overdraft Privilege

    Courtesy Overdraft Privilege5 is an overdraft program designed to pay checks and electronic items that would otherwise be returned for insufficient funds. Talk to a Customer Service Representative about your options.

    Receive even more with Eagle Savings, click here to learn more.

    1. Lower APY applies to balances over $10,000 and when qualifications are not met. See Bank for details.
    2. ATM fee reimbursement limited to $20 per cycle. Present ATM receipts for reimbursement within 60 days of fee charge.
    3. Paper statements are optional for $3.00 per month.
    4. Replacement card fee may apply. See bank for details.
    5. The bank charges a fee of $29 for each overdraft. We do authorize and pay overdrafts for checks and other transactions made using your checking account, certain ACH transactions and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
  • BookEagle Student Checking
    Choose the right path.
    Click to learn more.

    Choose the right path with Eagle Student Checking

    • FREE Electronic Banking Package - Includes Online Banking, Online Bill Payment, eStatements1, Mobile Banking, Mobile Check Deposit, P2P Payments and 24-hour Telephone banking.
    • FREE Visa® Debit Card2
    • Only $25 Deposit to Open
    • No Minimum Balance
    • Unlimited Check Writing
    • No Fee - until you turn age 23.


    Courtesy Overdraft Privilege

    Courtesy Overdraft Privilege3 is an overdraft program designed to pay checks and electronic items that would otherwise be returned for insufficient funds. Talk to a Customer Service Representative about your options.


    Receive even more with Eagle Savings, click here to learn more.

    1. Paper statements are optional for $3.00 per month.
    2. Replacement card fee may apply. See bank for details.
    3. The bank charges a fee of $29 for each overdraft. We do authorize and pay overdrafts for checks and other transactions made using your checking account, certain ACH transactions and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
  • Senior Checking IconEagle Senior Checking
    Designed for those 55+.
    Click to learn more.

    Choose your style with Eagle Senior Checking.

    • FREE Electronic Banking Package - Includes Online Banking, Online Bill Payment, eStatements, Mobile Banking, Mobile Check Deposit, P2P Payments and 24-hour Telephone banking.
    • Earn Interest - Interest paid on minimum collected daily balance of $1,000 and over.
    • Free Wallet Checks – Exclusive Style Checks
    • Paper Statement – Detailing all your transactions with images of your checks.
    • FREE Visa® Debit Card1
    • Only $25 Deposit To Open
    • $4.95 Monthly Fee*


    Courtesy Overdraft Privilege

    Courtesy Overdraft Privilege2 is an overdraft program designed to pay checks and electronic items that would otherwise be returned for insufficient funds. Talk to a Customer Service Representative about your options.


    Receive even more with Eagle Savings, click here to learn more.

    1. Replacement card fee may apply. See bank for details.
    2. The bank charges a fee of $29 for each overdraft. We do authorize and pay overdrafts for checks and other transactions made using your checking account, certain ACH transactions and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

     

    *This fee will not apply if you have combined monthly minimum balances in savings and/or savings certificates greater than $25,000 on the date your checking statement cycles.

  • Update _arrow _16 (1)Eagle Start Fresh Checking
    Designed for those needing to start over.
    Click to learn more.

    Choose a Fresh Start.

    • FREE Electronic Banking Package - Includes Online Banking, eStatements1, Mobile Banking and 24-hour Telephone banking.
    • FREE Visa® Debit Card2
    • Only $25 Deposit to Open
    • No Minimum Balance
    • Unlimited Check Writing
    • Only $6.95 with eStatements3
    • After 18 months, customers in good standing may qualify for an Eagle Secure, Eagle Reward, Eagle Senior or Eagle Student Checking Account


    Receive even more with Eagle Savings, click here to learn more.

     

      1. Paper statements are optional for $3.00 per month.
      2. Replacement card fee may apply. See bank for details.
      3. $9.95 with paper statement.